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A budget friendly way to repay your student loan debt!

Are You Ready?

Student loan payments restart soon.

Would it help to sync your loan payments to your paydays?

EarnUp can help you pay your student loan debt on terms that work with your monthly budget.

No Credit Card Required! Ever!

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With EarnUp,  you don't have to choose between your education and your financial goals. 

If paid over the entire 20-year loan term, you might end up paying more for your education than the cost of a home! 

Not quite ready to enroll? 

No Credit Card Required! Ever!

You're in Control.

With EarnUp's Payday to Payday® program you schedule automated debits to sync with your weekly, bi-weekly, or semi-monthly payday schedule.

And, with EarnUp's Payday to Payday® program you can payoff your loan years early, and save thousands in interest fees.*  

After you enroll, you can add your mortgage, auto, and personal loans, too!

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Special Limited Time Discount 

We will waive the $10 Monthly Fee for your first six months
Thereafter, we'll discount our Program Fee by 50%; you pay just $5.00 per month.** 

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Ready to Enroll?

You've got two options: Online, or By Phone  

For both options, you'll need:

  • Bank Information: account & routing numbers, + login credentials

  • Loan Information: most recent statement 

    Phone enrollment  (888) 905-0155  M – F 6:00 – 6:00 PST

No Credit Card Required! Ever!

Not ready?  Have a few questions?  Schedule a call to discuss.

* Interest and loan term reduction are net of EarnUp’s Program fees and are calculated based on the requirement of additional deductions and payments made towards the loan principal over the life of the loan. The loan must be paid to completion with no defaults or payment errors on the account in order to realize the savings. Savings may vary based on your unique EarnUp Program.

**This is a limited time offer for those with Student Loan debt. This offer has no cash value. Offer is subject to change with notice.